ICE Mortgage Technology Premier Partner

Reimagining
Encompass.

AI loan guidance running inside Encompass Web. Real-time document viewing without leaving the form. A full URLA workbook — natively, in the browser. All shipping. All live. Come see it.

See What We Ship → Book a Demo
0
Lenders Served
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Years in Production
0
Certified Admins
SmartAdvisor — Live Loan Analysis
1// SmartAdvisor AI — analyzing loan #2026-001847
2const loan = await elli.script.getObject('loan');
3const dti = loan.getField('1389'); // 48.2%
4const ltv = loan.getField('353'); // 80.0%
5
6⚠ DTI 48.2% exceeds 45% conv. guideline
7✓ LTV within limits — no PMI required
8⚠ 3 preliminary conditions still open
9✓ AUS: Approve/Eligible
10// handoff readiness: 72%
AI Accuracy
98.3%
Fields Bound
831+
Response
<3s
Trusted by mortgage companies nationwide since 1995
ICE Mortgage Technology Premier Consulting & Technical Partner
The Impossible, Shipping Now

What if your LOS
could actually think?

What if the friction just... disappeared? What if it caught exceptions before anyone knew to look? What if the file told you what it needed? What if you had instant and intelligent control of Documents and Compliance and vendors, without leaving the Workbook? What if your entire form library ran perfectly, and better in Web, with AI built in? What if we showed you the way home. Imagine that...

🧠

AI reads the loan file

SmartAdvisor analyzes 831+ fields in real time. Catches compliance gaps, DTI issues, and missing docs — before underwriting ever sees them.

📂

Documents without tab-switching

View eFolder docs inline — from the same form, in the same tab. Status indicators update live. One click to any document.

⚡

WorkbookFX. In the browser.

SSF-bound fields. Real-time validation. Inline communications. Running natively inside Encompass Web right now.

Our Products

Built for Encompass Web.
Shipping now.

Purpose-built tools that live inside Encompass — not bolted on. Native SSF integration, real-time field binding, zero external dependencies.

📋

URLA Workbook Live

The complete Uniform Residential Loan Application as a custom input form inside Encompass Web. 5 tabs, 48 panels, full SSF field binding, dark mode, and real-time validation.

SSF Field BindingDark ModeAzure SWA48 Panels
🧠

SmartAdvisor™ AI AI

Azure OpenAI-powered sidebar that reads the live loan file and gives processors real-time guidance — condition tracking, compliance hints, next-step recommendations.

GPT-4.1Loan ContextConditionsReal-Time
📂

DocPilot New

A smarter way to navigate the eFolder. Browse, search, and manage loan documents without leaving the workbook — inline previews, status indicators, and instant access.

eFolder NavigationInline PreviewStatus TrackingOne-Click Access
⚙️

UserTouches™ & SettingsPilot™ Live

Full-stack Encompass admin tooling. UserTouches tracks every field change across the loan lifecycle. SettingsPilot™ audits, compares, and exports your environment settings in seconds.

Field TrackingSettings AuditEnvironment DiffExport
Flagship Product

Encompass WorkbookFX
reimagined for web

Not a PDF. Not a printout. A fully interactive loan application that lives natively inside Encompass Web, with every field bound to real loan data through ICE's SSF framework.

  • Full URLA sections 1–9 across 48 custom panels
  • SmartAdvisor AI sidebar with live loan context
  • Dark mode with automatic theme detection
  • Field-level help tooltips and validation
  • eFolder document status indicators
  • 5-layer security architecture (CSP, origin, HMAC, license, SSF)
Request Demo Product Walkthrough
URLA Workbook — Tab 1: Borrower Info
SmartAdvisor AI
eFolder
Web Migration

Move to Encompass Web
on your terms.

No forced timelines. No workflow disruption. Every field, rule, and plugin transferred — tested every step of the way.

01

Discovery & Audit

We map every custom screen, plugin, business rule, and SDK integration. Nothing slips through.

02

Migration Roadmap

Aligned with ICE's release cycles — we sequence each feature based on browser API availability and your priorities.

03

Sandbox Build & Test

Full regression testing against your loan scenarios before anything touches production.

04

Staged Rollout

Add web features at your pace. Desktop plugins keep running in parallel. Zero downtime, instant rollback.

05

Training & Ongoing Support

Hands-on training. Monthly health checks, security scans, and optimization. We stay on as your admin partner.

Intelligence™

Everything Encompass.
One partner.

From day-to-day admin to ground-up custom builds. 30 years of mortgage tech — now with AI, cloud, and modern tooling.

🧠

Platform Experts

Dedicated Encompass admins embedded in your environment — the intelligence layer between your team and the platform.

🛠️

Custom Builds & Automation

Business rules, plugins, SDK integrations, and AI-assisted workflows — engineered around your pipeline.

📊

SettingsPilot™ & Tooling

SettingsPilot™ — with its Ops Dashboard and Environment Diff tabs — keeps your Encompass instance optimized and auditable.

🤝

People-First Service

Our people are the core of our trademark service. Real experts. Real relationships. Technology amplifies what our team delivers.

The future of Mortgage and AI is Intelligence™
Pricing

Pay per loan.
Not per seat.

Only pay for loans that close. Volume goes up, your rate goes down. Every tier includes the full platform — no feature gates.

View Pricing →

Security

5-layer security.
Zero compromises.

Enterprise-grade protection designed for Encompass Web's iframe architecture. 14/14 automated tests passing in production.

1

CSP Headers

Strict frame-ancestors — only ICE domains can embed.

2

Origin Validation

Every API request validated against ICE origin allowlist.

3

HMAC Tokens

SHA-256 signed, 1-hour TTL, immune to SWA header mangling.

4

License Gating

Azure Table Storage license verification with tier-based access.

5

SSF Binding

All data through ICE's Secure Server Framework — never stored externally.

View Security & Privacy Architecture →
Our Story

Reimagining Encompass
since before it was cool.

In 2003, Encompass CEO Sig Anderman was featured in Tom Peters' Re-Imagine! Business Excellence in a Disruptive Age — a book about companies bold enough to rethink entire industries.

That interview expanded an idea. What if Encompass itself could be reimagined — not by them, but by the people who live inside it every day?

MortgageTech® has been answering that question since 1995. We started as one of the original Contour Software resellers. We watched Encompass grow from a desktop app to the platform that powers most of American mortgage lending. And now we're building the tools that take it further than anyone envisioned.

AI-powered loan guidance. Real-time document viewing. Custom workbooks in the browser. This isn't consulting. This is reimagining.

1980
Founded as a Contour Software partner — one of the very first
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Mortgage companies served across every channel and size
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Years of combined mortgage tech expertise on our senior team
0
Certified Encompass Admins — nationwide, deep domain expertise
In Business Since 1995
30 years of mortgage technology
⭐
HousingWire Rising Stars
2017 Award Winner
🤝
ICE Premier Partner
Consulting & Technical
📰
MPA HOT 100
Mortgage Professional America

Ready to see it in action?

Book a 30-minute demo. We'll show you the URLA Workbook running live inside Encompass Web — including SmartAdvisor AI, eFolder integration, and the full security architecture.

Book a Demo → Call 833.MTGTECH Email Us